Savings
When you open a savings account with Penn FCU not only do you get a competitive dividend rate, you also own a share in the business. That is why we call savings accounts, "Share Savings Accounts." Access your money whenever you like online, by phone, at an ATM or in-person.
- Minimum deposit of $5.00 (required for membership).
- Dividends are paid quarterly.
- No fees.
- Minimum withdrawal amount is $5.00.
- Choose from an individual or joint account.
Share Term Certificates
Are you concerned about volatility in the stock market? Certificates of Deposit (CDs), which we also call Share Term Certificates provide a great short-term investment option.
- Competitive Rates of Interest
- Various Terms.
- Minimums may vary.
Individual Retirement Accounts
Take the worry out of retirement by starting to save for it today. A major benefit to an IRA is that it allows your money to grow tax deferred and sometimes tax free! This means more for your retirement.
Checking
Money Market Accounts
Make your savings grow faster with a Money Market Account. Enjoy competitive dividend rates while maintaining the flexibility to access your money whenever you need it.
- Competitive Rates
- Minimum deposit of $2,000.
- Dividends are paid monthly.
- Balance cannot go below the $,2000 or the account will close
- Payroll deduction can access this account
Club Accounts
- Christmas and Vacation
- No minimum balance
- Save for Christmas or that great destination.
Withdrawals
Withdrawals available at our branch offices.